Learning to scuba dive or free dive is an exciting and potentially life-changing experience. As you embark on your new adventure, explore with confidence knowing that your dive instructor has enrolled you in the Divers Alert Network (DAN) Student Medical Expense Coverage program. For more than 35 years, DAN is the dive safety organization divers trust most.
Trusted by more than 500,000 divers worldwide.
DAN Student Medical Expense Coverage is dive accident insurance specifically for new divers in training. You're covered during diving activity - in water or on land - necessary to meet the standards for entry-level scuba or breath-hold certification. "Diving activity" begins from the moment you put your dive gear on until the moment you take it off. Your coverage expires upon completion of your last certifying dive or 180 days after course registration, whichever comes first.
Offered to you by your instructor at no cost to you. Coverage is completely sub sidized by DAN.
Provides up to US$25,000 in coverage for medical expenses for injuries occurring during entry level training.
Covers injuries that occur both in water and on land.
Coverage for 180 days after course registration or immediately after the last certifying dive, whichever comes first.
Covers both entry-level scuba or breath-hold dive training.
Upgrade and extend your dive insurance coverage at any time during training by becoming a DAN Member and choosing one of our policies specifically for certified divers.
If there's one thing all divers know they can count on, it's the DAN Emergency Medical Hotline, available 24 hours a day, 365 days a year. Supported by on-call medical personnel, this service is available to help assist with diving emergencies. But, we're also here for you during non-emergencies to answer your questions and help connect you with a diving physician in your area, if needed.
DAN Emergency Hotline
Call: +1 (919) 684 9111
Medical Information Line
Call: +1 (919) 684 2948 EXT 6222
Hours: M-F 8AM - 8PM EST
Ask a Medic Online Help
You should have received your DAN Student Medical Expense Coverage confirmation via email, which includes DAN contact information in the event of an emergency. Be sure to print it out and keep it with you during your dive training activities.
Like you, most divers first "meet" DAN through our insurance offerings. But there is so much more to DAN than just insurance. The world's most recognized and respected dive safety organization, DAN is comprised of dive professionals and medical experts around the globe dedicated to diver health and safety.
These experts form the foundation of DAN, conducting research on topics ranging from dive maladies to medical treatment and first aid. This research is then shared with divers like you to help increase dive safety awareness and, ultimately, prevent dive injuries.
Become a DAN Member and you'll also have access to a library of safety resources, the Medical Information Line, a one-year subscription to Alert Diver magazine, exclusive dive accident insurance offerings and much more. DAN membership is like taking DAN with you on every dive.
By joining DAN, you help support vital medical and research efforts to not only help diagnose, but also prevent dive injuries. Be a part of the DAN community.