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Student Medical Expense Coverage

A Competitive Advantage for You. A Benefit for Your Students.

Students carry more risk than their certified counterparts. Protect your students and minimize your risk with DAN's Student Medical Expense Coverage -- a NEW and EXCLUSIVE benefit for DAN Professional Members.

  • Offered at no cost to you, coverage is completely subsidized by DAN
  • Provides up to US$25,000 in coverage for medical expenses for injuries occurring during open-water, entry-level training
  • Covers scuba and breath-hold diving
  • Covers injuries that occur both in and out of the water
  • Coverage ends 180 days after registration or after the last certifying dive, whichever comes first
  • No paperwork

View the policy


1  Student Medical Expense Coverage for all your entry-level students and instill the importance of a culture of safety from the very first day of training. Your decision to cover your students shows that you recognize the reality of risk management and you have taken steps to provide for your students in every eventuality.


2  Advertise coverage with your open-water and entry-level courses to set yourself apart from your competition. It shows that you are making a conscious and educated decision to effect real change in the diving community.


3  DAN’s Student Medical Expense Coverage is a no-fault liability policy issued to the instructor that ensures medical expenses get paid, which helps prevent rising claims against professional liability programs.

Accidents happen – let us protect your students where you cannot.

Frequently Asked Questions