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Professional Liability Coverage

Train Confidently. Lead Wisely.

Risk is inherent to all types of diving. As a leader in the dive community, you are responsible for keeping yourself and your divers safe — and sustaining your business. DAN’s professional liability insurance coverage directly addresses the real-world demands of instructors, and our programs are available to DAN Professional Members at the lowest possible rates.

Professional Liability Coverage
  • Competitive Pricing Discounts for DAN Professional Members
  • Global Coverage
  • Bodily Injury and Property Damage
  • Refusal to Train
  • Unlimited Defense Costs
  • Technical, Rebreather and First Aid Endorsements
  • Backed by Lloyds of London and Gen Re


  1. Training has changed.

    While e-learning programs and independent study save time and give students more flexibility, new protocols also mean instructor-student contact time has been reduced.

  2. Equipment is More Sophisticated.

    Diving equipment is “smarter” and more intuitive, facilitating a culture of gear-reliance, but diving takes place in a harsh environment where things can and do go wrong.

  3. We Live in a Litigious Society.

    When training, certifying or supervising dive activities, professionals are accepting legal responsibility for up to seven years. Even if all training is conducted perfectly, you may remain liable.

Frequently Asked Questions