Liability Insurance
Risk Retention Group

Liability Insurance From a Trusted Leader

Professional liability insurance premiums from DAN Risk Retention Group are the lowest in the industry. Plus, when you trust DAN RRG, you’re backed by a team that has helped divers in need for 40 years. We’ll be here when you need assistance, so switch to DAN and save.

For more information about the programs available for dive professionals and businesses, watch our webinar or explore our liability insurance overview presentation.

For active and inactive dive professionals, dive professionals in training, assistant instructors and instructors, DAN Professional Liability Insurance offers up to US$1,000,000 per claim / US$2,000,000 aggregate. These plans can be customized by adding technical diving endorsement, rebreather endorsement, equipment liability and excess liability coverage.

Existing Customer Login

Professional Type DAN Member NonMember
Instructor (Scuba) $649 $681
Assistant Instructor/Instructor in Training (Scuba) $379 $398
Divemaster, Divemaster in Training (Scuba) $379 $398
Freediving/Swimming Instructor $379 $398
Tail Coverage (Retired Scuba Instructor) $379 $398
Tail Coverage (Divemaster) $229 $239
     
Optional Coverage DAN Member NonMember
Technical $0 $0
Rebreather $0 $0
Equipment Liability $270 $285
Excess Liability $430 $454
*All prices include tax and fees

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For dive centers and stores, DAN General Liability Insurance offers up to US$1,000,000 per occurrence / US$2,000,000 aggregate. These plans can be customized by adding coverage for lakes and quarries, tour and travel agent liability, employee benefits, terrorism coverage and additional locations.



Total Annual Business Revenue* DAN Member NonMember
Stores with Revenues in Excess of $1,500,000 call call
$1,000,001 to $1,500,000 $3,640 $3,830
$750,001 to $1,000,000 $3,468 $3,649
$500,001 to $750,000 $3,228 $3,396
$400,001 to $500,000 $2,937 $3,090
$300,001 to $400,000 $2,672 $2,811
$200,001 to $300,000 $2,231 $2,347
$100,001 to $200,000 $1,722 $1,811
$50,001 to $100,000 $1,237 $1,301
$0 to $50,000 $923 $970
     
Optional Coverage DAN Member NonMember
Lakes/Quarries $2,700 $2,841
Employee Benefit $275 $290
Tour and Travel Agent Liability $125 $131
Terrorism $55 $58
Additional Location $0 $0
*Total annual business revenue = total revenue minus water, instruction, and travel. All prices include tax and fees.

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Dive centers and stores are eligible to purchase Group Professional Liability coverage for their team of dive professionals. These plans also provide up to US$1,000,000 per occurrence / US$2,000,000 aggregate. Dive operators can customize DAN Group Professional Liability plans by adding technical diving endorsement, rebreather endorsement and excess liability coverage.



Total Annual Business Revenue* DAN Member NonMember
Revenues in excess of $1,000,000 call call
$900,001 to $1,000,000 $8,742 $9,201
$800,001 to $900,000 $8,134 $8,561
$700,001 to $800,000 $7,568 $7,965
$600,001 to $700,000 $7,042 $7,412
$500,001 to $600,000 $6,404 $6,740
$400,001 to $500,000 $5,824 $6,130
$300,001 to $400,000 $5,297 $5,575
$200,001 to $300,000 $4,818 $5,070
$150,001 to $200,000 $4,019 $4,229
$100,001 to $150,000 $3,097 $3,259
$50,001 to $100,000 $2,389 $2,513
$25,000 to $50,000 $1,775 $1,868
Revenues less than $25,000 $1,322 $1,390
     
Optional Coverage DAN Member NonMember
Excess Limit ($2 million / $4 million) $1,197 $1,260
Technical Dive Training $0 $0
Rebreather $0 $0
*Total annual business revenue = instruction only. All prices include tax and fees.

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More Than Liability Insurance

When you place your trust in DAN Risk Retention Group, you’re backed by the knowledge, experience and leadership of an organization that has reinvested more than $100 million in dive safety.

Relief FAQs
Frequently Asked Questions
Fact vs Fiction
DAN Liability Webinar

Subject to the terms, conditions, and limitations of DAN Risk Retention Group Policy PL-107 (May 1, 2020) and GL-106 (June 15, 2019).
Coverage may vary and may not be available in all states, countries, or territories. Financing subject to loan approval.
RRG-05112020-SPO

Competitor pricing data as of 6/15/20

For assistance with Professional Liability

email LiabilityInsurance@dan.org
claims LiabilityClaims@dan.org
call +1 (919) 490-2934
fax +1 (919) 490-2935

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