Liability Insurance
Risk Retention Group

Liability Insurance From a Trusted Leader


For years, you’ve trusted DAN to protect your divers. Now, you can trust DAN Risk Retention Group to protect you and your business. So don’t leave something as important as your professional liability insurance on auto-pilot. Before you purchase or renew your policy, see how we can help your business.

For active and inactive dive professionals, dive professionals in training, assistant instructors and instructors, DAN Professional Liability Insurance offers up to US$1,000,000 per claim / US$2,000,000 aggregate. These plans can be customized by adding technical diving endorsement, rebreather endorsement, equipment liability and excess liability coverage.

Existing Customer Login

Professional Type DAN Member NonMember
Instructor (Scuba) $649 $681
Assistant Instructor/Instructor in Training (Scuba) $379 $398
Divemaster, Divemaster in Training (Scuba) $379 $398
Freediving/Swimming Instructor $379 $398
Tail Coverage (Retired Scuba Instructor) $379 $398
Tail Coverage (Divemaster) $229 $239
     
Optional Coverage DAN Member NonMember
Technical $0 $0
Unlimited Defense $0 $0
Rebreather $0 $0
Equipment Liability $270 $285
Excess Liability $430 $454
*All prices include tax and fees

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For dive centers and stores, DAN General Liability Insurance offers up to US$1,000,000 per occurrence / US$2,000,000 aggregate. These plans can be customized by adding coverage for lakes and quarries, tour and travel agent liability, employee benefits, terrorism coverage and additional locations.



Total Annual Business Revenue* DAN Member NonMember
Stores with Revenues in Excess of $1,500,000 call call
$1,000,001 to $1,500,000 $3,640 $3,830
$750,001 to $1,000,000 $3,468 $3,649
$500,001 to $750,000 $3,228 $3,396
$400,001 to $500,000 $2,937 $3,090
$300,001 to $400,000 $2,672 $2,811
$200,001 to $300,000 $2,231 $2,347
$100,001 to $200,000 $1,722 $1,811
$50,001 to $100,000 $1,237 $1,301
$0 to $50,000 $923 $970
     
Optional Coverage DAN Member NonMember
Lakes/Quarries $2,700 $2,841
Employee Benefit $275 $290
Tour and Travel Agent Liability $125 $131
Terrorism $55 $58
Additional Location $0 $0
*Total annual business revenue = total revenue minus water, instruction, and travel. All prices include tax and fees.

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Dive centers and stores are eligible to purchase Group Professional Liability coverage for their team of dive professionals. These plans also provide up to US$1,000,000 per occurrence / US$2,000,000 aggregate. Dive operators can customize DAN Group Professional Liability plans by adding technical diving endorsement, rebreather endorsement and excess liability coverage.



Total Annual Business Revenue* DAN Member NonMember
Revenues in excess of $1,000,000 call call
$900,001 to $1,000,000 $8,742 $9,201
$800,001 to $900,000 $8,134 $8,561
$700,001 to $800,000 $7,568 $7,965
$600,001 to $700,000 $7,042 $7,412
$500,001 to $600,000 $6,404 $6,740
$400,001 to $500,000 $5,824 $6,130
$300,001 to $400,000 $5,297 $5,575
$200,001 to $300,000 $4,818 $5,070
$150,001 to $200,000 $4,019 $4,229
$100,001 to $150,000 $3,097 $3,259
$50,001 to $100,000 $2,389 $2,513
$25,000 to $50,000 $1,775 $1,868
Revenues less than $25,000 $1,322 $1,390
     
Optional Coverage DAN Member NonMember
Excess Limit ($2 million / $4 million) $1,197 $1,260
Technical Dive Training $0 $0
Rebreather $0 $0
Unlimited Defense $0 $0
*Total annual business revenue = instruction only. All prices include tax and fees.

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For assistance with Professional Liability

email LiabilityInsurance@dan.org
claims LiabilityClaims@dan.org
call +1 (919) 490-2934
fax +1 (919) 490-2935

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