DAN Dive Accident Insurance Programs
U.S. program is underwritten by The United States Life Insurance Company in the City of New York and is administered by DAN Services, Inc.
Canadian program is underwritten by Chartis Insurance Company of Canada and is administered by RTM Benefit Partners, Inc.

DAN Insurance Programs Preferred
Plan
Master
Plan
Standard
Plan
 
Medical Dive Accident Coverage $250,000
Per Occurrence
$125,000
Lifetime Max.
$45,000
Lifetime Max.
In-water skin- and scuba-diving accidents
Decompression Illness Expense Yes Yes Yes  
Other Dive Injury Medical Expense Yes Yes No  
Snorkeling/Skin Diving Yes Yes Yes  
Coinsurance for Dive Accident Medical Coverage 100% 100% 100%  
Accidental Death & Dismemberment/Diving $15,000
Principal Sum
$15,000
Principal Sum
N/A Resulting from a covered diving accident.
Permanent & Total Disability $15,000
Principal Sum
$15,000
Principal Sum
N/A Resulting from a covered diving accident.
Extra Transportation Up to
$2,000
Up to
$1,000
N/A Resulting from a covered diving accident.
Extra Accommodation Up to
$3,000
Up to
$1,500
N/A Resulting from a covered diving accident.
Lost Diving Equipment Up to
$2,500
Up to
$2,500
N/A Resulting from a covered diving accident.
Planned Maximum Depth Covered No Limit No Limit 130ft/40m  
Medical Non-Dive Accident Coverage
Occurring outside home country
$10,000
Lifetime Max.
N/A N/A For eligible charges for treatment of non-diving accidents outside home country.
$250 deductible
Diving Vacation Cancellation $10,000
Lifetime Max.
N/A N/A Coverage for losses for dive trip canceled due to injury or illness before departure.
$250 deductible
Diving Vacation Interruption $5,000
Lifetime Max.
N/A N/A Coverage for losses for dive trip interrupted due to injury or illness after departure.
$250 deductible
Cost Per Person Per Year $75 $40 $30  

Click here to review exclusions

Available only in the United States and Canada. This comparison chart is a brief summary of benefits only and is subject to the terms, conditions, exclusions and limitations of the group policy. DAN coverage is secondary coverage. After any other coverage you may have, DAN pays up to 100 percent of reasonable and customary costs of all remaining eligible expenses. Eligibility for DAN insurance includes any recreational scuba diver or snorkeler (including instructors and divemasters supervising recreational diving activities) who is a DAN member and is a resident of the countries eligible for DAN insurance coverage. DAN Services, Inc. does business as DAN Insurance & Administrative Services in California. Underwritten by The United States Life Insurance Company in the City of New York. You must be a DAN member to be eligible for DAN insurance. For costs and complete details of coverage, please contact the Plan administrator or refer to the DAN Member Handbook.